Step 1: Welcome & Introduction

A Smarter Approach to Credit Repair – No monthly fees, just a clear process with transparent pricing.

How It Works:

  1. Personalized Credit Analysis – Activate your account with a one-time enrollment fee and schedule a review call.

  2. Initial Audit & Payment Options – A full audit ensures nothing is overlooked. Choose a one-time audit fee or a flexible payment plan.

  3. The Repair Process – We dispute all eligible items at once, providing regular updates along the way.

  4. Pay for Permanent Deletions – Pricing based on what is removed, with flexible payment options available.

Sign Up in Minutes – We’ll Handle the Rest!

Step 2: Basic Info Collection

Step 3: CreditMojo Account Setup

Do you already have a CreditMojo Account Setup?*

Great! Please enter your login info so we can review your credit report, count up your eligible items, and provide you a quote and include them in your agreement.

No problem! CreditMojo is our trusted credit monitoring partner. We use it to access your full credit report and determine which negative items can be disputed. You'll need an account so we can move forward with your personalized credit analysis.

We offer a 7-day trial for just $1, and if you continue with us, we’ll cover your credit report costs for the next 6 months.

If you already have a copy of your report, or a credit monitoring account please provide it below.

Step 4: Credit Report Access Confirmation

Step 5: Initial Audit & Payment Options



Your first payment will not be processed until after you sign your agreement and we send out your first round of dispute letters (typically within 3 days).

One-time Enrollment Fee: $397
Flexible Payment Plan: 3 payments of $150/month

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Step 6: Estimated Repair Needs

Step 7: Pay for Permanent Deletions

At Fortress, we provide a clear pay-per-delete structure. Once we review your credit report we will send you a custom quote based on your items elligible for repair.

After your initial enrollment, we will work on everything at once, and only charge you for the items PERMANENTLY removed.

Clear and Transparent Pricing: $150 per item per bureau, or $125 per item if paid in full within 7 days. Hard inquiry reviews: $25 per inquiry.

Flexible Payment Options: Pay in full within 7 days for a discount or choose a flexible payment plan of $150 per month towards your balance.

Step 8: Document Uploads

To ensure a successful repair, we need these documents as required by the credit bureaus. Your proof of address must match the address you want listed on your credit report and must be a recent document.

Prefer to upload later?

No worries! We’ll send you a reminder.

Step 9: Terms & Fortress U Agreement

We review all eligible items and provide a pay-per-delete structure for what qualifies. Your custom pricing will be sent after our review.